Auto Loan Rates
* Rates as low as. Refinances also eligible. New money only - With approved credit. Rates above include a rate discount for having a Metro Credit Union Checking Account with Direct Deposit. Members without Direct Deposit may receive a slightly higher rate. For a $20,000 auto loan and a term of 60 months with a 2.49% APR, the monthly payment will be $355.
** Minimum balance is for the rate listed. Special rates may be available. Rates are subject to change.
VISA Credit Card Rates
Rates as low as. For those who qualify. The ANNUAL PERCENTAGE RATE is subject to change on the statement cycle date of each month to reflect any change in the Index and will be determined by the Prime Rate on the thrid Tuesday of February, May, August and November of each year as published in The Wall Street Journal "Money Rates" table. Any increase in the ANNUAL PERCENTAGE RATE will take the form of additional payments shown as Total Minimum Payments on the statement. Purchases, cash advances, and balance transfers will be charged 5.65 percentage point(s) above the variable rate index.
Savings Account Rates
*All withdrawals incur $10.00 fee.
Rates are subject to change.
Checking Account Rates
Rates are subject to change.
Relationship Certificate Rates
Rates effective January 9th, 2012. Rates are subject to change. For Metro Credit Union members with multiple and/or active account relationship(s).
Standard Certificate Rates
Rates effective January 9th, 2012. Rates are subject to change. For Metro Credit Union members without multiple and/or active account relationship(s).
RATE INFORMATION: The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For Share Certificates and IRA Share Certificates, the Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. On all other accounts, the Dividend Rate and Annual Percentage Yield may change monthly as determined by the Credit Union's Board of Directors. For more information on Metro's rates click on the Rate and Fee Schedule.
