Metro 1st Mortgage
About Us

Welcome to the Metro Credit Union Family

Becoming a Metro Credit Union member is easy. Simply open a new Savings Account with a minimum deposit of five dollars or more. Maintain that minimum balance and you'll have the opportunity to take advantage of any Metro Credit Union product or service.

Who Is Eligible?

Metro Health Services Federal Credit Union operates (as defined by our charter) as a Select Employer Group institution. Meaning, those eligible for membership come from a list of approved companies outlined by our charter. Metro Credit Union was originally formed by the merger of two credit unions (University of Nebraska Medical Center & Safeway Food Stores) so many of these approved companies come from both the food and health industries. As the credit union has grown, we've expanded our reach to include the field of education. Click here for Metro's list of eligible employer groups.

Family Members Are An Important Part of Metro Credit Union

Equally important when discussing credit union eligibility is our inclusion of family members. Once someone has gained membership through his or her employer, that individuals family members (husband, wife, children, siblings, grandparents and grandchildren) immediately become eligible for Metro Credit Union membership.

Once a Member, Always a Member

As a Metro Credit Union member, it's important to note that you always have the option of maintaining your membership, even if you leave the employer from which you gained admittance. Even if you move from the area, you have the right to maintain your membership status. In fact, many members who have left the area maintain their relationship with the credit union in order to take advantage of the value offered by Metro.

Membership Privileges

Because credit unions operate using a not-for-profit, but for service philosophy, you'll discover that you have privileges not found at other, for-profit institutions. The credit union is guided by a Board of Directors, which is elected by the membership. These directors are unpaid volunteers, who are credit union members just like you. They give freely of their time to serve their financial institution. As a Metro member, you have an equal vote in selecting these individuals. In fact, as a Metro member, you have the opportunity to place your name in nomination for a position on the Board of Directors. Elections are held each year at the credit union's Annual Membership Meeting.

The credit union's Board of Directors is empowered with hiring a President, who in turn hires a staff which has the responsibility of maintaining day-to-day operations. In addition, the Board of Directors meet monthly to determine rates, set policies and make decisions that will guide the credit union.

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